Research on the Competitiveness Analysis of Commercial Banks Based on the Malmquist Index - A Case Study of 26 Listed Commercial Banks in China

Bank Competitiveness is a concentrated reflection of China's financial strength. Using the Malmquist Index calculation method based on DEA (Data Envelopment Analysis) approach, this study analyzes performance 26 commercial banks in terms operating expenses, net fixed assets, interest income, and non-interest income indicators. Through empirical analysis, competitiveness evaluated from aspects such as efficiency change, technological scale efficiency, total factor productivity. The research findings indicate that although have shown some improvement overall different years, their progress production remains limited. Based analysis results, suggestions for countermeasures are proposed, including optimizing resource allocation, promoting continuous innovation, management, establishing effective monitoring evaluation mechanisms.